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Comprehensive Plan

Patriot America Insurance provides coverage for non-U.S. citizens traveling outside their home country for a minimum of 10 days up to a maximum of two years. It also provides optional coverage for Leisure Sports, Extreme Sports and Enhanced AD&D.

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Plan Highlights:

• Provides a choice of Policy Maximum’s of $50,000, $100,000, $500,000, $1,000,000 for coverage for non US citizens and a choice of $50,000, $100,000, $500,000, $1,000,000, $2,000,000 for coverage for US citizens
• Deductible is your choice of US$0, $100, $250, $500, $1,000 or $2,500
• Co-insurance:
Outside the U.S. and Canada:
For the Certificate Period, it will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
In USA:
In the PPO network,it pays 90% of eligible expenses up to US$5,000, then 100% up to the Policy Maximum. Outside the PPO network, the plan pays 80% of eligible expenses up to US$5,000, then 100% up to the Policy Maximum
• If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years
• Underwritten by Sirius International Insurance Corporation
• Administered by International Medical Group, Inc.

Plan Benefits:

• Hospital Room and Board
• Intensive Care
• Medical Expenses
• Outpatient Medical
• Local Ambulance
• Emergency Room Accident
• Emergency Illness- with/without in-patient admission
• Dental Injury due to accident
• Sudden dental pain Emergency Evacuation
• Emergency Reunion
• Return of Mortal Remains
• Returning Minor Children
• Political Evacuation

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